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Don`T Get Sick In Bali

Although the standards of healthcare and emergency facilities have improved greatly in recent years, they remain below what most visitors would be accustomed to in their home country. Whilst minor illness and injury can be adequately treated in the ubiquitous local clinics most overseas visitors would not be comfortable having serious problems dealt with in a local hospital, and insurance coverage for emergency medical evacuation is therefore a wise precaution. If a medical evacuation is required then patients are normally moved to Singapore or Perth in Australia. Jakarta, Indonesia’s capital, does however have some high standard medical care facilities if seeking medical attention at a closer location.

Be aware that the purchase of travel insurance still means that most clinics and hospitals may require payment in advance, or sometimes by incremental payment as various services are rendered. This may require access to a quite significant amount of cash to keep things moving. Any claim is then made to the insurance company upon your return home. This is almost always the case if the problem is one that can be dealt with on an outpatient basis. Make sure that your insurance company has an agreement with the provider or immediately establishes one, otherwise you will also be landed with a bill for an inpatient stay. Bali International Medical Centre (BIMC) has agreements with many insurance companies and is a well serviced hospital. This is however a relatively expensive option and even they ask for payment for outpatient treatment

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